Nick has been in the insurance industry since 1994 and works with employers, employer coalitions, and employer insurance pools to structure and finance the risk associated with employer health plans. He also helps design and oversee the administration of employer health plans including medical, disease, claims, and provider network management, and pharmacy benefits. Nick specializes in self-funded and partially self-funded plans for employers of all sizes. He has an office in both Des Moines and Springfield/Joplin area of southern Missouri. Nick has an insurance license in Wisconsin, Iowa, Nebraska, and Missouri.