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How to Read an SBC

How to Read a Summary of Benefits and Coverage (SBC) Employers and employees may find an instance in which they need to locate their Summary of Benefits and Coverage (SBC) from their health insurance plan. Once it has been located, it can, at first, seem like a lot of information…

Health Benefits Terminology… Explained!

Deductible… coinsurance… out-of-pocket. What do these terms mean? More importantly, how do these terms impact what you’ll pay for health care? To understand how your insurance company covers your claims and determine what you will owe to your healthcare provider, it can be helpful to first understand these terms. Health Insurance:…

Review your insurance invoices

Any time your organization has new hires, terminations, employee life event changes, or if you’ve just completed open enrollment, get in the habit of reviewing your invoices from your insurance carriers. You’ll want to compare your insurance carrier invoices against the recent changes to make sure you are being invoiced…

You can do this.

Ryanne’s Story YOU CAN. When Acumen Account Executive Ryanne Covemaker was having hard days throughout her recent breast cancer treatment, this was her mantra. You can. You can do this. Whatever you put your mind to, you can do it. In her own words, “One day at a time is…

It is a part of me, but it does not define me!

Tamme’s Story “Stay positive no matter what!” “Smile!” “Hold your core group of family and friends close!” These are the things that Tamme Forret says got her through the hardest times of her journey of diagnosis, treatment and beating breast cancer. She says, “Good things happen when you are positive…

She’s a champion!

Angie’s Story Angie Schroeder is a champion! She is celebrating her 12th year of being cancer free and she’s also a champion for annual mammograms starting at age 40. Her breast cancer diagnosis happened when she was just 41, at only her second mammogram ever. Her diagnosis and start of…

Acumen’s Buy 319 Pledge

Local Lights up the Skyline- Acumen Taps into Local to Brand Big Reimagine. Educate. Empower. Three words local employee benefits consulting firm Acumen has built their business structure around, not only for their clients, but for their vision in supporting the community they’ve grown in. “When we got the…

Welcome, Joe Engel!

Acumen is pleased to welcome Joe Engel to our team! Joe has over 20 years of experience in insurance, Medicare, and employee benefits. Most recently, he was responsible for Midwest Medicare Advantage and Medicare Supplement distribution for a national insurance carrier. Joe will serve as an Advisor, specializing in the…

Reconciling Your Insurance Invoices

You’ve successfully completed your annual open enrollment and you receive a carrier invoice. Now what? It’s time to reconcile your invoice to your payroll deductions. This is a critical step and one you should do monthly to ensure employees are enrolled in the correct insurance plans and you are paying…

Webinar: Workplace Wellness

Do workplace wellness programs work? Do they lower healthcare costs? Which strategies motivate employees to participate? We brought in our resident expert on workplace wellness, Maria Drees, to answer these questions during our November webinar: Workplace Wellness: Strategies to promote health and wellness at the workplace. Our presentation was centered…