Health Benefits Terminology… Explained!

Deductible… coinsurance… out-of-pocket. What do these terms mean? More importantly, how do these terms impact what you’ll pay for health care? In order to understand how your insurance company covers your claims and determine what you will owe to your healthcare provider, it can be helpful to first understand these terms.…
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Making Sense of the 30-Hour Rule

Milinda Fraley and Tammy Urquhart, Market Specialists, acumen Employers may wonder if their company is subject to the 30-hour rule or if they can define what constitutes full time and part time within their company. The Affordable Care Act’s employer shared responsibility provision requires that all Applicable Large Group Employers…
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